At 1.00% you would earn approximately £16 interest (gross). Back to 'At a glance', HSBC Group  |   © Copyright HSBC Group 2002-2021. High daily balance requirements. Please contact any of our branches or our Call Centre for more complete guidance. We aren’t offering our HSBC Bank Account in branches at the moment. If you pay for something using your HSBC Visa debit card while you’re outside the UK, you’ll need to pay a ‘non-sterling transaction fee’ of 2.75%. Our Bank Account makes it simple to check your balance, pay bills and send money to family and friends. 5 monthly ATM-Withdrawal-fee rebates from other bank ATMs in Canada, No monthly chequing fees for up to 5 years. Representative example: 0% EAR variable on the first £25, 39.9% EAR variable on anything above that, giving a representative rate of 38.9% APR5 variable (assumed arranged overdraft £1,200). If you open an HSBC Premier Checking account, you must keep a daily balance of at least $75,000 to waive the $50 monthly fee. A monthly fee of $25.00 will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. HSBC Bank is a large multi-national bank and offers several banking products for different needs including: checking accounts, HSBC Direct Online Savings, CDs, investment services, and retirement accounts.. Continue reading our guide to help you on finding the right account for you, which important documents needed to open one, and how to play in person or online! We report account activity, including overdraft usage, to credit reference agencies. To make sure your exchange rate is as competitive as possible, you’ll pay the exchange rate set by Visa. To find out more, visit our overdrafts page where you can find out if you’re eligible and use our overdraft cost calculator. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge. Choose from Premier, Advance and other basic bank accounts. ; Unlimited account transactions including Free INTERAC e-Transfers®. Most of its checking accounts come with monthly fees. Proof of identification such as passport, driving license or voter's ID. Access worldwide offers and discounts on everything from savings on clothing to exciting days out. By continuing on this website you consent to the use of these cookies. If you withdraw money from an ATM, you’ll also need to pay a ‘cash fee’ of 2% (minimum £1.75, maximum £5) as well as the non-sterling transaction fee. EAR (Effective Annual Rate) takes account of the interest rate, the compounding of interest and how often interest is charged. 4 Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge. 6 HSBC Mastercard is subject to standard HSBC credit review and approval. A flexible, all-inclusive chequing account that allows you to bank on your terms. Completed account opening form. ALL RIGHTS RESERVED. Any transactions you make will be converted into pound sterling (unless you choose to pay in local currency). For full offer details, please read the Terms and Conditions. For full details regarding fees which may apply to HSBC Student Chequing Account or HSBC Youth Savings Account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge. Listening to what you have to say about services matters to us. If you're an existing customer with an overdraft, you can log on to online banking and manage your current arranged limit. Regular account transaction fees may apply per transaction depending on your account package. So, for example, if you spent £100, you'd be charged a fee of £2.75. HSBC Basic Savings Bank Deposit Account (BSBDA) makes it convenient for you to avail of basic banking services without any fees or charges, and without maintaining any minimum balance in the account. We offer a range of accounts to suit your individual needs. Any saving account in Private Bank in India, it will be Rs 5000 to start with and minimum balance to be maintained for a quarter will be Rs 20000. If the Bank's requirement for minimum average balance is not maintained, the Bank shall have the right to cancel all related benefits at any time. HSBC Premier World Elite® Mastercard® is available to HSBC Premier customers with a minimum annual gross personal income of $80,000 or a minimum annual gross household income of $150,000 or a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada). All rights reserved. Overseas Account Pre-opening Services. Three million customers in Hong Kong are expected to benefit from the new move. HSBC Deposits provide you with convenient ways to manage your funds. The eligibility criteria needed to open accounts in the HSBC bank account are given below according to the type of accounts: HSBC Premier Account: Minimum requirement of 350,000 AED for a monthly balance in deposits/investments; Transfer of 50,000 AED or above in net income per month Check out our financial fitness tool to find out what kind of shape you’re in. Debit card fees for withdrawals at Canadian ATMs – No HSBC Bank Canada charge. Talk to us directly through our chat channels. HSBC offers savings accounts to its customers to meet their everyday banking needs. The fixed rate of 1.00% AER/gross over 12 months is available to HSBC Bank Account customers who open a new Regular Saver account. 3. Details of applicable service charges can be found in the Personal Service Charges/Statement of Disclosure. HSBC Premier status in all countries where you bank with us, with free international account opening and emergency cash withdrawal at any HSBC branch worldwide. See our help and support pages for guidance and to find out what you can do through online and mobile banking. HSBC has announced it will remove minimum balance requirements and fees for personal accounts from 1 August. Send money globally with $0 wire transfer fees for foreign exchanges transfers less than $10,000. Save between £25 and £250 per month by standing order from your HSBC Bank Account for a fixed term of 12 months. If you open an online bank account, with simultaneous request for Visa Classic, Visa Premier or Gold Mastercard, and a use of it for €500 / month on average during the 3 months following your opening account, HSBC France will refund you €80 of purchases paid with your HSBC credit card. Account Features . An unarranged overdraft lasting more than 30 days could have a negative impact on your credit rating. HSBC offers range of bank accounts services: savings, current and time deposit accounts to meet customer needs in Singapore. Find out more Find out more about a current account . A full list of available countries and a demo can be viewed online. Overseas account opening with HSBC international banking services in more than 30 destinations around the world. Of 1.00 % AER/gross over 12 months to improve in just 7 days is! And personal banking Agreement apply from HSBC ATMs or EXCHANGE® Network ATMs ( over 3,500 locations across Canada ) want. 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